{"id":7410,"date":"2020-09-23T18:22:33","date_gmt":"2020-09-23T16:22:33","guid":{"rendered":"https:\/\/staryweb.mskarydkova.cz\/subdom\/staryweb\/?p=7410"},"modified":"2023-10-11T14:46:09","modified_gmt":"2023-10-11T12:46:09","slug":"dedictvi-nemovitosti-na-co-vse-je-potreba-myslet-nez-dedictvi-odsouhlasite","status":"publish","type":"post","link":"https:\/\/staryweb.mskarydkova.cz\/subdom\/staryweb\/dedictvi-nemovitosti-na-co-vse-je-potreba-myslet-nez-dedictvi-odsouhlasite\/","title":{"rendered":"D\u011bdictv\u00ed nemovitosti \u2013 na co v\u0161e je pot\u0159eba myslet, ne\u017e d\u011bdictv\u00ed odsouhlas\u00edte"},"content":{"rendered":"\n

Zd\u011bdili jste byt, d\u016fm, pozemek nebo t\u0159eba chalupu? Ne\u017e v\u0161ak d\u011bdictv\u00ed potvrd\u00edte, je pot\u0159eba si v\u0161e n\u00e1le\u017eit\u011b ov\u011b\u0159it a d\u016fkladn\u011b promyslet.<\/strong> U d\u011bdictv\u00ed nemovitosti m\u016f\u017eete velmi snadno narazit na n\u011bkolik z\u00e1sadn\u00edch probl\u00e9m\u016f, kter\u00e9 v\u00e1m mohou cel\u00fd proces znep\u0159\u00edjemnit. V tomto \u010dl\u00e1nku jsem pro v\u00e1s shrnula nej\u010dast\u011bj\u0161\u00ed dotazy, se kter\u00fdmi se v r\u00e1mci vypo\u0159\u00e1d\u00e1n\u00ed d\u011bdictv\u00ed, formou vyplacen\u00ed hypot\u00e9kou, setk\u00e1v\u00e1m.<\/p>\n\n\n\n\n\n\n\n

Nejprve, jak\u00e9 jsou mo\u017enosti odk\u00e1zat majetek<\/h4>\n\n\n\n

Existuj\u00ed dv\u011b formy d\u011bdictv\u00ed \u2013 z\u00e1v\u011b\u0165 (ide\u00e1ln\u011b formou not\u00e1\u0159sk\u00e9ho z\u00e1pisu) a d\u011bd\u011bn\u00ed dle z\u00e1kona<\/strong> (kdy\u017e neexistuje v\u016fle z\u016fstavitele). D\u011bdicov\u00e9 jsou dle z\u00e1kona rozd\u011bleni do t\u0159\u00edd:<\/p>\n\n\n\n

1. D\u011bti a man\u017eel z\u016fstavitele.<\/strong> Pokud n\u011bkter\u00e9 d\u011bti ned\u011bd\u00ed, n\u00e1sleduj\u00ed jejich potomci (vnou\u010data z\u016fstavitele) a jejich potomci (pravnou\u010data z\u016fstavitele).<\/p>\n\n\n\n

2. Nejsou-li nebo ned\u011bd\u00ed-li d\u011bti, p\u0159ich\u00e1z\u00ed na \u0159adu d\u011blen\u00ed mezi man\u017eela <\/strong>(\u010di partnera, kter\u00fd \u017eil minim\u00e1ln\u011b 1 rok se z\u016fstavitelem v dom\u00e1cnosti) a rodi\u010de rovn\u00fdm d\u00edlem.<\/strong><\/p>\n\n\n\n

3. Ned\u011bd\u00ed-li d\u011bti, man\u017eel ani rodi\u010de, na \u0159ad\u011b jsou sourozenci, p\u0159\u00edpadn\u011b jejich d\u011bti<\/strong> (synovci a nete\u0159e z\u016fstavitele).<\/p>\n\n\n\n

4. Pokud ned\u011bd\u00ed d\u011bti, man\u017eel, rodi\u010de ani sourozenci, synovci a nete\u0159e, p\u0159ipadne majetek prarodi\u010d\u016fm <\/strong>(babi\u010dce a d\u011bde\u010dkovi z\u016fstavitele).<\/p>\n\n\n\n

5. Do posledn\u00ed t\u0159\u00eddy d\u011bdic\u016f pat\u0159\u00ed praprarodi\u010de<\/strong>.<\/p>\n\n\n\n

Dan\u011b<\/h4>\n\n\n\n

Nabyt\u00ed nemovitosti v r\u00e1mci d\u011bdictv\u00ed je od dan\u011b osvobozen\u00e9.<\/strong> P\u0159esn\u011bji v\u0161echna bez\u00faplatn\u00e1 nabyt\u00ed jako je darov\u00e1n\u00ed, bez\u00faplatn\u00fd p\u0159evod nemovitosti tak i zm\u00edn\u011bn\u00e9 d\u011bdictv\u00ed je podle z\u00e1kona o dani z p\u0159\u00edjmu osvobozen\u00e9. Na co ale nesm\u00edte v p\u0159\u00edpad\u011b d\u011bdictv\u00ed zapomenout, je da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed k dani d\u011bdick\u00e9. To je pot\u0159eba podat na finan\u010dn\u00edm \u00fa\u0159adu do 30 dn\u016f od skon\u010den\u00ed d\u011bdick\u00e9ho \u0159\u00edzen\u00ed.<\/strong><\/p>\n\n\n\n

Poplatky <\/h4>\n\n\n\n

Podle vyhl\u00e1\u0161ky Ministerstva spravedlnosti budete muset zaplatit poplatek not\u00e1\u0159i,<\/strong> kter\u00fd se bude starat o jednotliv\u00e9 \u00fakony v r\u00e1mci d\u011bdick\u00e9ho \u0159\u00edzen\u00ed. V\u00fd\u0161e poplatku je z\u00e1visl\u00e1 na hodnot\u011b zd\u011bd\u011bn\u00e9ho majetku.<\/strong> Na v\u00fdpo\u010det not\u00e1\u0159sk\u00e9ho poplatku m\u016f\u017eete pou\u017e\u00edt orienta\u010dn\u00ed kalkula\u010dku zde<\/a> <\/p>\n\n\n\n

V p\u0159\u00edpad\u011b \u017ee d\u011bd\u00edte nemovitost v hodnot\u011b vy\u0161\u0161\u00ed nebo rovno 5mil, je nutn\u00e9 tuto informaci sd\u011blit i p\u0159\u00edslu\u0161n\u00e9mu finan\u010dn\u00edmu \u00fa\u0159adu, jinak se vystavujete pokut\u011b<\/strong>, kterou F\u00da m\u016f\u017ee za poru\u0161en\u00ed oznamovac\u00ed povinnosti ud\u011blit (ta se pohybuje v rozmez\u00ed od 0,1-15% z celkov\u00e9 hodnoty d\u011bdictv\u00ed).<\/p>\n\n\n\n

Dal\u0161\u00edm poplatkem je poplatek za odhad ceny nemovitosti pro \u00fa\u010dely d\u011bdick\u00e9ho \u0159\u00edzen\u00ed <\/strong>(nepl\u00e9st s odhadem z\u00e1stavn\u00ed hodnoty pro banku!)<\/p>\n\n\n\n

Pr\u016fb\u011bh d\u011bdick\u00e9ho \u0159\u00edzen\u00ed<\/h4>\n\n\n\n

Zah\u00e1jen\u00ed \u0159\u00edzen\u00ed not\u00e1\u0159em<\/strong> \u2013 not\u00e1\u0159 je d\u011bdic\u016fm p\u0159id\u011blen\u00fd z d\u016fvodu zachov\u00e1n\u00ed nestrannosti cel\u00e9ho jedn\u00e1n\u00ed.<\/p>\n\n\n\n

Zji\u0161t\u011bn\u00ed d\u011bdic\u016f \u2013 <\/strong>tento krok je pr\u00e1ce not\u00e1\u0159e. Ten bude zji\u0161\u0165ovat, zda existuje z\u00e1v\u011b\u0165, d\u011bdick\u00e1 smlouva a k tomu i p\u0159\u00edpadn\u00e1 listina o vyd\u011bd\u011bn\u00ed. Potenci\u00e1ln\u00ed d\u011bdice prov\u011b\u0159\u00ed v centr\u00e1ln\u00ed evidenci obyvatel.<\/p>\n\n\n\n

P\u0159edlo\u017een\u00ed dokument\u016f<\/strong> \u2013 not\u00e1\u0159 od v\u00e1s bude pot\u0159ebovat soupis nemovit\u00e9ho majetku s odhadn\u00ed cenou. Not\u00e1\u0159 d\u00e1le ov\u011b\u0159\u00ed stav nemovitosti na katastru a d\u00e1le oslov\u00ed banky a poji\u0161\u0165ovny kv\u016fli p\u0159\u00edpadn\u00fdm n\u00e1rok\u016fm a tak\u00e9 kv\u016fli zablokov\u00e1n\u00ed b\u011b\u017en\u00fdch \u00fa\u010dt\u016f.<\/p>\n\n\n\n

Z\u00e1v\u011bre\u010dn\u00e9 jedn\u00e1n\u00ed <\/strong>\u2013 p\u0159ibli\u017en\u011b po dvou m\u011bs\u00edc\u00edch od zah\u00e1jen\u00ed \u0159\u00edzen\u00ed dojde k setk\u00e1n\u00ed v\u0161ech d\u011bdic\u016f k z\u00e1v\u011bre\u010dn\u00e9mu vypo\u0159\u00e1d\u00e1n\u00ed d\u011bdictv\u00ed p\u0159ed not\u00e1\u0159em.<\/p>\n\n\n\n

D\u011bdictv\u00ed spole\u010dn\u00e9ho jm\u011bn\u00ed man\u017eel\u016f<\/h4>\n\n\n\n

V p\u0159\u00edpad\u011b, \u017ee nem\u00e1te spole\u010dn\u00e9 jm\u011bn\u00ed man\u017eel\u016f (d\u00e1le jen SJM) not\u00e1\u0159sk\u00fdm z\u00e1pisem rozd\u011blen\u00e9, pak do SJM je zapo\u010d\u00edt\u00e1n nejen movit\u00fd a nemovit\u00fd majetek, ale tak\u00e9 ve\u0161ker\u00e9 dluhy a pohled\u00e1vky, kter\u00e9 vznikly v pr\u016fb\u011bhu man\u017eelstv\u00ed. <\/strong><\/p>\n\n\n\n

\n

V p\u0159\u00edpad\u011b, \u017ee dluhy p\u0159evy\u0161uj\u00ed hodnotu zd\u011bd\u011bn\u00e9ho majetku, je mo\u017en\u00e9 d\u011bdictv\u00ed odm\u00edtnout av\u0161ak zde pozor- pokud existuje d\u011bdick\u00e1 smlouva- tedy z\u00e1v\u011b\u0165, tak d\u011bdictv\u00ed nelze odm\u00edtnout (d\u011bd\u00edte v\u010detn\u011b p\u0159\u00edpadn\u00fdch z\u00e1vazk\u016f).<\/p>\n<\/blockquote>\n\n\n\n

Jestli\u017ee d\u011bd\u00edte dluhy, je mo\u017en\u00e9 uplatnit tzv. v\u00fdhradu soupisu poz\u016fstalosti. <\/strong>Not\u00e1\u0159, kter\u00fd d\u011bdictv\u00ed vypo\u0159\u00e1d\u00e1v\u00e1, v\u00e1s o t\u00e9to mo\u017enosti mus\u00ed pou\u010dit. V praxi to znamen\u00e1, \u017ee d\u00edky tomuto m\u016f\u017eete zaplatit dluhy jen do v\u00fd\u0161e ve\u0161ker\u00e9ho majetku z\u016fstavitele a nic nav\u00edc.<\/strong> Prakticky by se tak nem\u011blo st\u00e1t, abyste v r\u00e1mci d\u011bdictv\u00ed sami upadli do insolvence \u010di exekuce jen kv\u016fli tomu, \u017ee zd\u011bd\u00edte dluhy, kter\u00e9 p\u0159evy\u0161uj\u00ed va\u0161e p\u0159\u00edjmy- schopnost je spl\u00e1cet.<\/p>\n\n\n\n

D\u011bdictv\u00ed dru\u017estevn\u00edho pod\u00edlu<\/h4>\n\n\n\n

Ob\u010dansk\u00fd z\u00e1kon\u00edk ur\u010duje podm\u00ednky, podle kter\u00fdch se d\u011bd\u00ed dru\u017estevn\u00ed pod\u00edl v r\u00e1mci SJM. Jestli\u017ee je byt ve spole\u010dn\u00e9m n\u00e1jmu man\u017eel\u016f, pak po smrti jednoho z nich d\u011bd\u00ed poz\u016fstal\u00fd man\u017eel. Jestli\u017ee v\u0161ak existuje v\u00edce pr\u00e1voplatn\u00fdch d\u011bdic\u016f, m\u00e1 man\u017eel sice pr\u00e1vo v dru\u017estevn\u00ed byt\u011b z\u016fstat, ale mus\u00ed se n\u00e1sledn\u011b finan\u010dn\u011b vypo\u0159\u00e1dat s ostatn\u00edmi d\u011bdici.<\/p>\n\n\n\n

Jak vyplatit d\u011bdice, kdy\u017e d\u011bdictv\u00ed p\u0159\u00edjmete<\/strong><\/h4>\n\n\n\n

Hypote\u010dn\u00ed \u00fav\u011br je mo\u017en\u00e9 za\u010d\u00edt \u0159e\u0161it je\u0161t\u011b p\u0159ed uzav\u0159en\u00edm d\u011bdick\u00e9ho \u0159\u00edzen\u00ed (vyplacen\u00ed \u00fav\u011bru je v\u0161ak ji\u017e v\u00e1z\u00e1no na ukon\u010den\u00ed d\u011bdick\u00e9ho \u0159\u00edzen\u00ed a dolo\u017een\u00ed usnesen\u00ed soudu s dolo\u017ekou o nabyt\u00ed pr\u00e1vn\u00ed moci).  <\/p>\n\n\n\n

K \u017e\u00e1dosti o \u00fav\u011br pak budete pot\u0159ebovat tyto podklady:<\/strong><\/p>\n\n\n\n

    \n
  1. odhad nemovitosti<\/strong> (ten zpracuje odhadce banky)<\/li>\n\n\n\n
  2. v\u00fdpis z katastru nemovitost\u00ed <\/strong>(podepsat z\u00e1stavn\u00ed smlouvu m\u016f\u017eete a\u017e ve chv\u00edli, kdy jste v katastru ji\u017e uveden\u00ed jako vlastn\u00edk nemovitosti),<\/li>\n\n\n\n
  3. d\u00e1le se bude prov\u011b\u0159ovat va\u0161e bonita a mus\u00edte dolo\u017eit p\u0159\u00edjmy v\u010detn\u011b toto\u017enosti.<\/strong><\/li>\n\n\n\n
  4. draft not\u00e1\u0159sk\u00e9ho z\u00e1pisu k dohod\u011b o vypo\u0159\u00e1d\u00e1n\u00ed d\u011bdictv\u00ed <\/strong>(k \u010derp\u00e1n\u00ed \u00fav\u011bru bude pot\u0159eba m\u00edt tuto dohodu podepsanou s nabyt\u00edm pr\u00e1vn\u00ed moci)<\/li>\n\n\n\n
  5. v p\u0159\u00edpad\u011b vypl\u00e1cen\u00ed zd\u011bd\u011bn\u00fdch dluh\u016f pak nav\u00edc vy\u010d\u00edslen\u00ed z\u016fstatk\u016f ke splacen\u00ed s platebn\u00edmi pokyny dan\u00e9ho v\u011b\u0159itele<\/strong><\/li>\n<\/ol>\n\n\n\n

    Jakmile bude v\u00e1\u0161 hypote\u010dn\u00ed \u00fav\u011br schv\u00e1len a spln\u011bny podm\u00ednky pro \u010derp\u00e1n\u00ed \u00fav\u011bru stanoven\u00e9 bankou, m\u016f\u017ee banka n\u00e1sledn\u011b pen\u00edze poslat rovnou na \u00fa\u010dty ostatn\u00edch d\u011bdic\u016f, p\u0159\u00edpadn\u011b v\u011b\u0159itel\u016f.<\/p>\n\n\n\n

    \n

    Jestli\u017ee jste v sou\u010dasn\u00e9 chv\u00edli v situaci, kdy mus\u00edte vyplatit ostatn\u00ed d\u011bdice a nev\u00edte si rady, m\u016f\u017eete mi zavolat nebo napsat, r\u00e1da v\u00e1m pomohu p\u0159\u00edpadn\u011b zodpov\u00edm va\u0161e ot\u00e1zky.<\/p>\n<\/blockquote>\n\n\n\n

    UPOZORN\u011aN\u00cd:<\/p>\n\n\n\n

    Odpov\u011bdi uveden\u00e9 pod jednotliv\u00fdmi koment\u00e1\u0159i nejsou v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b pr\u00e1vn\u00ed radou a vyjad\u0159uj\u00ed pouze n\u00e1zor autora \u010dl\u00e1nku k polo\u017een\u00e9 ot\u00e1zce. Odpov\u011b\u010f je zalo\u017eena na zku\u0161enosti z praxe p\u0159i vypo\u0159\u00e1d\u00e1n\u00ed d\u011bdictv\u00ed formou hypte\u010dn\u00edho \u00fav\u011bru a odkazem na p\u0159\u00edslu\u0161n\u00e9 zn\u011bn\u00ed z\u00e1kona. V p\u0159\u00edpad\u011b jak\u00fdchkoliv pochybnost\u00ed \u010di nejasnost\u00ed se pros\u00edm obra\u0165te na pr\u00e1vn\u00edka se specializac\u00ed na rodinn\u00e9 pr\u00e1vo.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

    Zd\u011bdili jste byt, d\u016fm, pozemek nebo t\u0159eba chalupu? Ne\u017e v\u0161ak d\u011bdictv\u00ed potvrd\u00edte, je pot\u0159eba si v\u0161e n\u00e1le\u017eit\u011b ov\u011b\u0159it a d\u016fkladn\u011b promyslet. U d\u011bdictv\u00ed nemovitosti m\u016f\u017eete velmi snadno narazit na n\u011bkolik z\u00e1sadn\u00edch probl\u00e9m\u016f, kter\u00e9 v\u00e1m mohou cel\u00fd proces znep\u0159\u00edjemnit. V tomto \u010dl\u00e1nku jsem pro v\u00e1s shrnula nej\u010dast\u011bj\u0161\u00ed dotazy, se kter\u00fdmi se v r\u00e1mci vypo\u0159\u00e1d\u00e1n\u00ed d\u011bdictv\u00ed, formou vyplacen\u00ed hypot\u00e9kou, […]<\/p>\n","protected":false},"author":1,"featured_media":7419,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","footnotes":""},"categories":[63],"tags":[83,64],"aioseo_notices":[],"featured_image_src":"https:\/\/staryweb.mskarydkova.cz\/subdom\/staryweb\/wp-content\/uploads\/2020\/09\/dedictvi-3.jpg","author_info":{"display_name":"mskarydkova","author_link":"https:\/\/staryweb.mskarydkova.cz\/subdom\/staryweb\/author\/mskarydkova\/"},"_links":{"self":[{"href":"https:\/\/staryweb.mskarydkova.cz\/subdom\/staryweb\/wp-json\/wp\/v2\/posts\/7410"}],"collection":[{"href":"https:\/\/staryweb.mskarydkova.cz\/subdom\/staryweb\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staryweb.mskarydkova.cz\/subdom\/staryweb\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staryweb.mskarydkova.cz\/subdom\/staryweb\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/staryweb.mskarydkova.cz\/subdom\/staryweb\/wp-json\/wp\/v2\/comments?post=7410"}],"version-history":[{"count":9,"href":"https:\/\/staryweb.mskarydkova.cz\/subdom\/staryweb\/wp-json\/wp\/v2\/posts\/7410\/revisions"}],"predecessor-version":[{"id":7923,"href":"https:\/\/staryweb.mskarydkova.cz\/subdom\/staryweb\/wp-json\/wp\/v2\/posts\/7410\/revisions\/7923"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staryweb.mskarydkova.cz\/subdom\/staryweb\/wp-json\/wp\/v2\/media\/7419"}],"wp:attachment":[{"href":"https:\/\/staryweb.mskarydkova.cz\/subdom\/staryweb\/wp-json\/wp\/v2\/media?parent=7410"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staryweb.mskarydkova.cz\/subdom\/staryweb\/wp-json\/wp\/v2\/categories?post=7410"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staryweb.mskarydkova.cz\/subdom\/staryweb\/wp-json\/wp\/v2\/tags?post=7410"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}